Already in retirement

Don’t spend the autumn of your years worrying about money matters. Let us put a robust plan in place on your behalf.

The support you need, when you need it most

Whether you’ve been retired for years or only left work recently, your biggest enemy is uncertainty about money. Will your assets allow you to do everything you aspire to? Are they in the right place? And is there enough time to sort out any financial mistakes you’ve made in the past?

The best way to address these points is to work with highly qualified independent advisers, who’ll offer tailored guidance rather than trying to sell you something unsuitable. Each of our team members has decades of experience helping retirees spend their best years in comfort, and they’d be delighted to do the same for you.

Your questions, answered

Here are some of the pressing issues people like you ask us most often, and how we can help with them.

What pension options do I have?

You may want to turn your pension into a steady retirement income, use a lump sum to pay off debt, or a combination of the two. Our experienced advisers can work out whether your current funds give you the flexibility you need, and find more suitable alternatives if they don’t.

Will my loved ones be provided for?

Leaving a meaningful legacy for those closest to you isn’t as easy as it should be, due to complicated tax rules. Choose us, and we’ll help you navigate those hurdles, and put the right protections and documentation in place, so your family can reap the benefits of your years of hard work.

How will I pay for long-term care?

With expert guidance, it’s possible to set money aside for future care needs and ease the burden on your family. But you need to choose the right experts for the job. Our independent status allows us to find the right packages for your needs, free from restrictions or third-party ties.

Your client journey

As our client, you’ll follow our proven six-step process. At the end of it, you’ll feel clearer and more confident about your financial future.

1

Initial consultation

Your first meeting with us is a two-way conversation, where we can ask you about your financial needs, and you can ask us about the service we offer.
2

Collate information

So that we can give you our very best advice, we’ll gather all the relevant details about your current financial circumstances.
3

Prepare and analyse

In this stage, we’ll take a look at your current assets, such as savings and investments. Then we’ll consider how well these align with your goals and appetite for risk, and whether any changes need to be made.
4

Recommended course of action

With our analysis complete, it’ll be time for us to share our recommendations with you. You’ll be invited to a presentation meeting to discuss these in detail.
5

Build and implement

If you’re happy with our recommended plan, we’ll put all the building blocks in place on your behalf, opening accounts and placing investments aligned with your goals.
6

Review progress

Life is full of twists and turns, and we aim to be by your side for all of them. That means regularly reviewing your financial plan.

We can also help if you’re…

Thinking about retirement

It’s never too early to start getting your affairs in order, and we can ensure you avoid making any costly mistakes.

Take me there

Running a business

Being a successful entrepreneur isn’t easy. If you want support from someone who truly understands, we’re here for you.

Take me there

Building your future

Whatever your background, our advisers can help you make your way up the financial ladder. There’s no time like the present.

Take me there

What clients say

See feedback and reviews from real people who’ve benefited from our advice, plus the latest videos of Aspire clients talking about their experience with us.

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of clients believe that working with us has helped or will help them achieve their financial goals.

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of clients would recommend us to their friends, family, or colleagues.

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of clients are satisfied with our understanding of their needs, goals and aspirations.

Resources

Improving your financial education doesn’t need to cost the earth. Our handy resources are all available to you completely free of charge.

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